Finding the right finance company is more about finding the right financial advisor. Many people are capable of doing the job themselves if they’re willing to do some homework. If you have no interest in learning about starting an investment program, selecting individual stocks or mutual funds, or deciding on your asset allocation. Finding the right finance company is more about finding the right financial advisor. Many people are capable of doing the job themselves if they’re willing to do some homework. If you have no interest in learning about starting an investment program, selecting individual stocks or mutual funds, or deciding on your asset allocation; or if you don’t want to take the time away from work, family, and other commitments; or if you’re having trouble meeting your financial goals, then a financial planner may be for you.

Many people design their own financial road maps but talk with an advisor periodically about specific issues or life stages, such as leaving the workforce to retire. A financial planner will assess where you are financially and design a plan to help you meet your financial goals. A good planner should look at the big picture, taking into consideration accounting, investing, tax, and insurance issues. Finding a qualified, objective financial planner may seem as challenging as actually doing the investment research yourself.

Brokerage firms, banks, accountants, certified financial planners, and mutual fund companies are happy to offer advice and guidance for a price. Sifting through all of these options to choose a qualified planner you’re comfortable with and that will look out for your interests will take some footwork, but don’t make the mistake of trying to save time by picking an advisor from the phone book because that never works out right. It helps to have an understanding of what the various titles mean, such as CPA, Certified Financial Planner, Registered Financial Consultant, etc. You need to know what you want to obtain from a financial planner. This will be determined in part by the nature of your investments and other assets.